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Child Development Co-Savings (Baby Bonus) Scheme

Child Development Co-Savings (Baby Bonus) Scheme

Welcome to the Baby Bonus Online, a portal for parents to join the Baby Bonus Scheme and open a Child Development Account (CDA) with greater convenience.

Baby Bonus Scheme

Children bring joy to the family. To support couples in their decision to have more children, the Baby Bonus Scheme helps to manage the costs of raising children. The Scheme is part of the Marriage and Parenthood Package and enhanced on 14 Feb 2023 to provide parents with more support in their child's early years. The Scheme includes a Cash Gift and Child Development Account (CDA) benefits.

For information on the Baby Bonus Scheme, please visit our FA​Q​.

You can check if your child is eligible for the Baby Bonus benefits by using the 'Eligibility Check'. ​​​

Joining the Scheme

You can submit the online form for your child to join the Scheme as early as 2 months before their estimated delivery date. Please click here for the form.

Cash Gift

You can expect to receive the cash gift within 7 to 10 working days of your child's birth registration, or after your child's enrolment into Baby Bonus Scheme, whichever is later. The cash gift is disbursed every 6 months till the child turns six-and-a-half years. You can use the cash gift to pay for your newborn child's expenses.


You can expect your child's CDA to be opened within 3 to 5 working days of your child's birth registration, or after your child's enrolment into Baby Bonus Scheme, whichever is later.

The CDA is a special co-savings account. When a CDA is opened at DBS/POSB, OCBC or UOB, your child will receive the (a) CDA First Step Grant which will be automatically deposited into the CDA without you having to save first; and (b) dollar-for-dollar Government co-matching for each dollar that you deposit in the CDA, up to the maximum Government co-matching cap. You can save into and use the CDA until 31 December of the year your child turns 12 years old. 

You can use the CDA funds at the Baby Bonus Approved Institutions (AIs) to pay for the following expenses of your child:

  • Fees for registered childcare centres, kindergartens, special education schools and early intervention programmes

  • Medical expenses at healthcare institutions such as hospitals and General Practitioner clinics

  • Premiums for MediShield Life or MediSave-approved private integrated plans
    (Note: If premium is paid by MediSave, there must be cash top-up to MediSave before the CDA can be used to reimburse the parent.)

  •  Assistive technology devices

  •  Eye-related products and services at optical shops

  •  Approved healthcare items at pharmacies

To search for an AI, visit ‘Approved Institutions’. 
​Government-Paid Leave Schemes (GPLS)

The Government-Paid Leave Schemes (e.g. Maternity Leave, Paternity Leave, Childcare Leave) under the Marriage and Parenthood (M&P) package aim to foster a pro-family environment in Singapore. These leave schemes support parents in managing their work and family responsibilities.

For more information, please refer to the GPLS web​site, or contact us at 1800 253 4757 or​